Home Inspection in Porter TX
Buying a new home is the largest single purchase most people make in their life. This also means it’s one of the most stressful life events for many people. It doesn’t help that there are so many details to take care of between the day you decide you want to purchase a home and the day you finally close on the house of your dreams.
Depending on how your new home will be financed, there can be different requirements that must be met before your home is your’s, but there’s an even more important reason to schedule home inspections from qualified, professional inspectors like Accurate Home Services / AccurateInspect…your protection.
Without a professional home inspection, you may not know what you’re actually buying. There can be problems that aren’t apparent to the untrained eye that could appear down the road and cost thousands of dollars to fix. This is why you need a licensed and qualified home inspector like Accurate Home Services / AccurateInspect that will look out for you.
And in the Houston, TX housing market, which moves at a blazingly-fast speed, it’s more important than ever not only to schedule an inspection but to be able to do so with confidence. The wrong choice of inspector can mean delays, problems with your financing, or even missing out on the home you want while waiting for the work to be done to finalize your financing and close on the property.
Buying a home is a big step, so make sure you hire someone that knows what they’re doing, understands what you need, and is as familiar with the Houston, TX area housing market.
To do that, you need to be prepared to ask the right questions to ensure you’re dealing with someone who will do the job right the first time and protect you in the process.
Questions to Ask When Hiring a Home Inspector
There are a lot of options when you get ready to find a licensed Houston home inspection provider, and not all of them are equally qualified. Here are a few questions we would expect you to ask of us or any home inspector you’re thinking of hiring for your home inspection.
Are you insured?
You would think that most house inspectors would be insured, but amazingly, there are many that aren’t. Hiring an insured inspector protects you as well as the inspection company in several ways.
Can you provide references?
This should be an obvious question to ask when hiring anyone to do a job for you. If they can’t (or won’t) provide the names of previous clients, that’s a red flag you need to consider, but even if they do provide references, your work isn’t done on this question.
You should contact those references, and ask them about their experience. Asking questions like “Was the inspector on time?, “Did they check every area of the house?” and “Was a complete, detailed report of the home inspection provided?” can go a long way toward helping you determine if the inspector you’re considering would be a good choice.
What does the inspection include?
Different inspectors will sometimes check different things, so it’s important to make sure you’re going to get the most thorough inspection possible. Accurate Home Services / AccurateInspect will faithfully complete the inspection in accordance with applicable standards and laws of the Texas Real Estate Commission.
Can you send me a sample report?
This is another item that can help you choose between inspectors. Before spending money on an inspection, a sample report will allow you to see how the information in the final inspection is presented, and how easy it is to understand.
What certifications do you have?
All home inspectors are not created equal, nor does using the phrase “licensed home inspections” mean that you’re getting a fully qualified inspector that can do what you need. Knowing exactly what they’re certified in will tell you a lot about the inspector.
How much do you charge?
This is usually the first question everyone asks, but it really is the least important. Trying to save a hundred dollars now could cost you thousands down the road. While this is a question worth asking, it shouldn’t be the most important part of your choice of inspectors. There are times that the cheapest inspector will not be the most qualified to give you the information that you need to make a buying decision.
Different Types of Inspections
Another important consideration is the type of home inspection you may need. The reason you’re having the inspection done can mean you need a different type of inspection than the one you think you need. Keep in mind, hiring someone to perform “an inspection” shouldn’t really be an option; a qualified, licensed inspector will need to know what type of inspection you need before agreeing to do the work.
Also, a reputable inspector will tell you if there are better options for the type of home inspection you need; the inspection you require may be a type they’re not qualified to perform. This means you need to know the different types of house inspections before contacting an inspector to start the process.
TREC Inspections: While acronyms can sound mysterious, TREC is one that should give you a sense of confidence. The Texas Real Estate Commission has rules and guidelines in place to ensure that everyone involved in home inspections, both the inspector and the client, know exactly what is and is not covered by an inspection.
When dealing with a TREC-licensed inspector, you know they are licensed to follow the standards and practices put into place for inspectors.
Building inspections: This is what most people think of when they hear the term “home inspection.” This is the process where a licensed home inspector examines the building in question. The report from a building inspection will identify any problems with the structure, including movement in the walls, a faulty roof or safety hazards that might be present in the property.
Any problems shown in the report could mean expensive repairs would be needed, which could affect your negotiations for the home.
FHA inspections: These inspections are typically requested by mortgage companies and are done to protect the interests of a lending institution.
Draw inspections: Not everyone buys a pre-built home. If you’re building the home of your dreams, this type of inspection is crucial.
A draw inspection serves several purposes; it ensures that the work being paid for is being completed safely, in a timely manner and within the prearranged budget.
This type of inspection is usually required several times during the construction of a building and is used as a benchmark by the lender financing the construction before releasing the next phase of the budgeted funds to continue work.
The documents from a draw inspection will be available to several people or organization and are typically requested by the construction lenders. Lenders can then release the next step of funding to the contractor.
Phase Inspections: When you have a contractor build a house for you, you may want to have the work inspected in phases. Typically, there are three phases to this inspection process. 1. Pre-pour. After the beams are dug, the poly and steel are in place and ready to place concrete. This insures that the plans were followed related to beam depths, steel and other components of the foundation are properly constructed. 2. Pre-Cover. This inspection is performed when your builder is ready to insulate, sheetrock and cover the exterior of the home. Prior to covering, the inspector will note any items observed that need to be corrected prior to installing the insulation, brick or exterior wall cladding system. 3. Final. This inspection is performed once all of the utilities are turned on and appliances are in place. The idea behind this inspection is that that the house is ready to be occupied. This inspection will note any items that need to be corrected prior to the finalization of the building paperwork and move-in. Accurate Home Services / Accurate Inspect can help you with your Phase Inspection.
One-year inspections: When you build a new home, the finished structure is usually covered by a one-year warranty. This is in place to protect the homeowner from potential problems that can go unnoticed until the home has been occupied for months.
Despite the name, a “one-year inspection” the inspection really should be performed anywhere from six to nine months after construction is completed and the owner takes up residence in the home. This will allow time for any problems revealed by the inspection to be repaired or corrected by the contractor before the warranty period expires.
While it might seem unnecessary in a newly-built home, a one-year inspection can turn up problems with the roof, walls, electrical systems, and even other structural problems that could lead to thousands of dollars in repairs a few years down the road.
As always, one-year home inspections should be performed by a licensed inspector, so be sure to find the Houston inspection person or company that will be able to best provide what you need, like Accurate Home Services / AccurateInspect.